Student Accident Insurance Information
The Colquitt County Board of Education has purchased a student accident insurance policy for all students in the school district. This insurance provides coverage for accidental injuries occurring during normal school hours or while participating in school sponsored and supervised activities, including physical education classes, interscholastic sports, and field trips. Each student in the school system is covered but no student is charged any fee for the basic plan.
This insurance policy is written on an excess basis, meaning any insurance policy carried by the student’s parent or guardian at the time of the accident will be deemed primary and provide first dollar coverage. The school system’s policy will pay eligible expenses incurred that are in excess of the expenses paid by the primary plan. In situations where there is no primary coverage in place, the school system’s policy becomes primary and will pay eligible expenses. A $100 deductible will apply to each claim filed with the school system purchased policy.
A twenty four hour plan is provided for an additional charge and applications are available at each school.