Colquitt County Schools

Each Day - Excellence in Every Way


Tax Sheltered Annuities

As your employer, IRS regulations require us to notify employees annually of their eligibility to participate in the 403(b) plan. Attached you will find an electronic copy of your 2020 Meaningful Notice and an Annual Retirement Benefits Guide (ARBG) containing plans available to you.

Please review the materials thoroughly as you will find Plan information, as well as a worksheet on page 10 of the ARBG containing the 2020 basic contribution limit, which will help you determine your Maximum Allowable Contribution “MAC” amount.

A current list of your authorized Investment Providers and a Salary Reduction Agreement “SRA” form is located at:
You can find a MAC calculator at:

If you have any questions please contact Melissa Goodroe, Employee Benefits Coordinator at or your Authorized Investment Provider.

For plan investment advice, it is suggested that you consult a Financial Advisor.

Tax Sheltered Annuities
  The Equitable, James Allred ( or Lisa Day, ( Agents (229) 247-1010
  Lincoln Financial Advisors, Chip Strickland (770) 799-7042 phone | (706) 521-1757 cell | | (770) 799-7142 fax
  VALIC (The Variable Annuity Life Insurance Company), Debbie Smith, Financial Advisor Investment Advisor Representative 125 Plantation Centre Drive, Ste. 200 Macon, GA  31210 478.405.5005 District
229.292.1003 Cellular
  NOTE: The Colquitt County Board of Education does not endorse any of the companies or any of the investment products or services offered. Contact the company of your choice through the agent and phone number listed. The agent will contact the payroll office.